Mortgages


Find the mortgage product that's the perfect fit for your life

Mortgage Center

Moyah Smith
Mortgage Loan Officer

95 Elm Street
West Springfield, MA 01089
Office: 413-787-1271
Cell Phone: 413-335-5691
NMLS # - 1210664
Email: msmith@bankatunited.com

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Moyah began her early career as a real estate agent and has never lost the desire to help people achieve the dream of homeownership.  She found more fulfillment in helping people reach their goals by way of counseling and financing when she began working as a Mortgage Loan Officer (MLO) at Wells Fargo Home Mortgage.  Over the years, she has helped hundreds of clients reach the goal of homeownership when they thought it was not possible for various reasons.   Moyah's history of working as a Mortgage Loan Officer, Realtor and home buying counselor has given her the well-rounded experience and knowledge required to assist buyers in making the best home buying decision with the least amount of stress.  If you’re considering purchasing your first home, a second home or refinancing your current home, please contact Moyah.

Today's Rates

First Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.492%  0.765%
 4.500%  4.562%  0.120%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.368%  0.411%
 4.375%  4.445%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.167%  0.530%
 3.875%  4.036%  0.490%
10 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.940%  0.298%
 3.875%  4.002%  0.000%
5/1 Adjustable Rate
 Rate  APR  Points
 3.990%  4.968%  0.716%
 4.125%  4.989%  0.378%
7/1 Adjustable Rate
 Rate  APR  Points
 4.375%  4.997%  0.713%
 4.500%  5.029%  0.376%
10/1 Adjustable Rate
 Rate  APR  Points
 4.250%  4.789%  0.876%
 4.375%  4.840%  0.554%
Equity Loans
Home Equity Line of Credit
 Rate  APR  Points
 5.250%  5.250%  0.000%
5 Year Fixed Rate Home Equity
 Rate  APR  Points
 4.490%  4.490%  0.000%
10 Year Fixed Rate Home Equity
 Rate  APR  Points
 4.990%  4.990%  0.000%
15 Year Fixed Rate Home Equity
 Rate  APR  Points
 5.240%  5.240%  0.000%
20 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 5.490%  5.490%  0.000%

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